Convert your approved invoices into capital to grow your business at a low cost.
Immediate liquidity backed by your own clients.
No debt: it's not a loan, no credit required.
Competitive rates, no commissions, discount rates are set by you.
At Factora we designed an intelligent platform that gives you maximum flexibility to advance your payments. Select the invoices and rate that best suits your needs to receive your payment in 24 hours, through one of our three rate options:
Choose the discount rate or exact amount you wish to advance. Submit your offer and your buyer can approve it within the rules of their early payment program.
It is the minimum rate configured by your buyer, with automatic approval. The ideal option if you are looking for immediate liquidity and want to receive your payment as quickly as possible.
SmartPick allows you to get the advance efficiently, precisely and effortlessly, by identifying the optimal combination of invoices and rates according to your liquidity needs.
Manage in one place all the invoices approved by your buyers and access clear projections of your cash flow. Factora centralizes your accounts receivable information so you can anticipate liquidity needs, plan better and make data-driven decisions in real time to grow.
Monto total de facturas elegibles para anticipo.
| Offer ID | Amount | Status |
|---|---|---|
| OFR-4821 | $1,147,605 | Approved |
| OFR-4822 | $343,333 | In Progress |
| OFR-4823 | $490,798 | Approved |
| OFR-4824 | $826,878 | Approved |
| Invoice | Amount | Eligible |
|---|---|---|
| INV-7243 | $318,292 | Yes |
| INV-4867 | $845,115 | Yes |
| INV-9441 | $351,131 | Review |
| INV-0448 | $360,331 | No |
| Offer ID | Amount | Status |
|---|---|---|
| OFR-4818 | $61,414 | Completed |
| OFR-4821 | $1,147,605 | Active |
| OFR-4819 | $125,866 | Completed |
| OFR-4822 | $343,333 | Pending |
| Date | Type | Amount | Status |
|---|---|---|---|
| Feb 21, 2026 | Deposit | $1,147,605 | Processing |
| Feb 18, 2026 | Deposit | $490,798 | Processing |
| Feb 06, 2026 | Payment | $61,414 | Completed |
| Jan 23, 2026 | Payment | $125,866 | Completed |
Register on Factora.ai and discover which customers of our network offers early payment. Upon activating your account, you will automatically see your available invoices to advance.
Choose the invoices you want to collect today and the total amount you need. Our platform will optimize the operation through one of our three rate options.
Once the algorithm validates your offer with the buyer's criteria, you will receive confirmation. Your funds are deposited directly into your account the next business day.